Products & Services
Checking
Free Checking
As the name implies, this worry-free checking account includes a minimal opening deposit of $100 and no monthly service charges as well as access to online banking, online bill payment and a Bank of Whitewater VisaŽ Check Card. This account provides a convenient and affordable banking option to go along with the quality customer support you can expect from a hometown bank.
- No monthly maintenance fee
- No minimum balance requirement
- Free Online Banking & Bill Pay
- Free VisaŽ check card
- Unlimited check writing
- Monthly detailed statement
NOW Checking
This account combines the check writing privileges of a checking account with the interest benefit of a savings account. While an opening deposit of $1,000 is required to open a NOW Account and must be maintained to avoid service charges, this account provides the flexibility to spend and/or save your money.
- Earn interest on your account balance
- Unlimited check writing
- Free VisaŽ Check Card
- Free Online Banking & Bill Pay
- Monthly detailed statement
- Contact us for current account interest rate information
Monthly Service Fees:
- $10.00 if balance falls below $600 during month
- $ 5.00 if balance falls between $600 and $1,000 during month
- $FREE if balance is maintained at or above $1,000 during month
- $ 0.15 per item fee if balance falls below $1,000 during month
Money Market Account
This account is designed to serve as a savings account with limited check writing privileges. This account typically pays a higher rate of interest than a NOW account and allows for more frequent withdrawals than a savings account. An opening deposit of $1,000 is required for this account type and must be maintained to avoid the monthly maintenance fee.
- Earn interest on your account balance
- Interest is compounded and paid monthly
- Six free transfers per month.
- Free 24-Hour Online Banking & Bill Pay
- Monthly detailed statement
- Contact us for current account interest rate information
Monthly Service Fees:
- $ 5.00 if balance falls below $1,000 during the month
- $FREE if balance is maintained at or above $1,000 during the month
- $ 0.50 per item fee applies to withdrawals in excess of six withdrawal limit
Business Checking:
Business Checking was designed to assist both small and large business alike, with a required opening deposit of only $100, modest minimum balance requirement, and low fee structure.
- Unlimited Check Writing Privileges with 20 Free debits per month
Monthly Service Fees:
- $7.50 if average daily balance falls below $200 during the month
- $5.00 if average daily balance falls between $200 and $400 during the month
- $3.00 if average daily balance falls between $400 and $600 during the month
- $FREE if average daily balance is maintained at or above $600 during month
- $0.10 per item debit fee for items in excess of 20 per month
