Products & Services

Savings & CDs

Regular Savings

This account is great for persons of all ages with a low opening deposit requirement of only $10 and low minimum balance requirement. Whether teaching a child the value of saving money, stashing cash for that coveted trip or new car, or in need of a rainy day fund, this account could work for you!

Interest earned on account balance (compounded and paid quarterly)
Low opening deposit requirement
Low minimum balance ($10)
Three free withdrawals per quarter.
Ability to receive combined statements
Contact us for current interest rate information

Monthly Service Fees:

$ 3.00 Quarterly fee if daily balance falls below $10 during the quarter
$FREE if daily balance is maintained at or above $10 during the quarter
$ 1.00 per withdrawal fee for withdrawals in excess of three per quarter

Christmas Club Savings

This FREE account combines the interest earning feature of a savings account with a unique bank-initiated withdrawal restriction for the purpose of accommodating your holiday expenses. Begin setting aside a small amount today to find out how affordable Christmas really can be!

Great budgeting tool!
No deposit restrictions
The Bank mails you a check in November, just in time for holiday shopping!
Contact us for current interest rate information

Certificates of Deposit

Certificates of Deposit, CDs, or Time Deposits, as they are commonly called, are very similar in nature to a savings account; however, they have a fixed maturity date and typically offer a higher rate of interest dependent upon the term selected by the investor.

Certificates of Deposit are insured by the FDIC
Initial Deposit of $500 is required to open
Terms available range from as short as 7 days to as long as 5 years
Interest is compounded quarterly
Freedom to select interest payment option
Automatically renewable
Can be used as collateral for low cost borrowing
Contact us today for current interest rate information
Penalties may be imposed for early withdrawal